Comments on: Feature Requests

By: Bret Whissel

Bret Whissel — Mon, 01 Mar 2010 15:02:19 +0000

Hi. I have not released the source code to the calculator. It was written in the earliest days of the web, and there are better ways of implementing the program with newer technologies. However, I have released the equations on which the calculator is based, so a competent programmer should be able to implement the calculator suited to your environment.

By: jcfinc

jcfinc — Sat, 27 Feb 2010 20:18:30 +0000

How can I get the code to add this really neat calculator on my website?

By: Bret Whissel

Bret Whissel — Mon, 15 Feb 2010 14:33:35 +0000

Hi, Kim. I don’t keep up on what’s available on the market, so I’m not aware of such a program. I’m sure there’s a large degree of variability in how lenders deal with the situation you’ve described. Doing the calculations would probably involve a bit of in-house customization.

By: kimmer

kimmer — Fri, 08 Jan 2010 22:41:01 +0000

Hi Bret –

Do you know of a program that can track actual mortgage payments and late fees and calculate interest? I can’t seem to find anything like this on the market.

The Co I work for holds approx 6 mortgage notes and when someone doesn’t pay on time or skips a month and pays twice the next month we add a late fee, but don’t know how to calculate the interest and in the end… we are losing big time.

I think if something like this were on the market, it would be very profitable.

Thanks!
Kim

By: Bret Whissel

Bret Whissel — Tue, 27 Oct 2009 13:01:38 +0000

Hi, Jim. Dates may get added someday. For a more complete response, see the FAQ, question 12. Bret

By: jimechols

jimechols — Mon, 26 Oct 2009 21:39:13 +0000

Hi Bret, your calculator is a great tool and I use it often. With that in mind, any chance that a “date” column be added? This would make it easier to determine the payback date on a refinance. Thanks, Jim

By: Bret Whissel

Bret Whissel — Fri, 23 Oct 2009 02:36:36 +0000

Hi, dakotaslim. You can do these calculations. In such cases, if the payments are to be monthly, then you still set the Payments per Year to be 12; or if weekly, set this box to 52, etc. The Number of Regular Payments does not have to run out to a full year, so if the loan is for 3 months, just enter 3 here. However, the periodic interest rate is calculated as if it's a full year, so if the rate is entered as 6%, that's assumed to be an annual rate with a 0.5% monthly periodic rate (for example), not a 6% interest over the 3 months of the loan.

By: dakotaslim

dakotaslim — Fri, 23 Oct 2009 01:03:33 +0000

I love your calculator but I often find I’m taking out loans for very short periods of time such as 2-3 months. It would be nice if I could do calculations for less than one year.

By: Bret Whissel

Bret Whissel — Wed, 03 Jun 2009 10:45:43 +0000

Hi, Jack.

In fact, ads should be excluded from printing already. If you are using recent versions of Firefox, Internet Explorer, or Safari, and if you are using the browser’s print function, ads should not be printed at all because a different style sheet is used.

It may be that you are using an older browser, or a browser that isn’t aware of stylesheets, or perhaps your browser is configured to ignore alternate stylesheets for printing. Or maybe you’re printing a screen capture rather than using your browser’s print function.

Bret

By: Jack

Jack — Wed, 03 Jun 2009 07:40:43 +0000

Bret – My company uses your calculator exclusively and we think it is the best out there…well done! The only problem is that our competitors (other mortgage cos) are listed in the Google Ads. When we print the calculator results to a pdf and email them to a prospective client we’re unintentionally advertising for the competition! I know you like the income from the ads but is there a way that they can be excluded when printing? Thanks!