{"id":251,"date":"2010-06-12T18:58:57","date_gmt":"2010-06-12T22:58:57","guid":{"rendered":"http:\/\/www.bretwhissel.net\/blog\/?p=251"},"modified":"2010-06-12T18:58:57","modified_gmt":"2010-06-12T22:58:57","slug":"identifying-the-cross-over-point","status":"publish","type":"post","link":"https:\/\/www.bretwhissel.net\/blog\/2010\/06\/identifying-the-cross-over-point\/","title":{"rendered":"Identifying the cross-over point"},"content":{"rendered":"<p>I just can&#8217;t help myself:  when I start to tweak things, I start coming up with more ideas for making things a little better or easier.  Nothing dramatic, just little things.<\/p>\n<p>Today&#8217;s idea was to make it easy to identify that point in the amortization schedule when the principal component of a payment first exceeds the interest component of a payment.  Let&#8217;s call that the cross-over point.  If you run an amortization schedule now, the cross-over point is highlighted in green.  There may be schedules without a cross-over point (usually shorter term loans), in which case there&#8217;s no special highlighting.<\/p>\n<p>Who knows what might come next, now that I&#8217;ve started tweaking. \ud83d\ude42<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I just can&#8217;t help myself: when I start to tweak things, I start coming up with more ideas for making things a little better or easier. Nothing dramatic, just little things. Today&#8217;s idea was to make it easy to identify that point in the amortization schedule when the principal component of a payment first exceeds &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.bretwhissel.net\/blog\/2010\/06\/identifying-the-cross-over-point\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Identifying the cross-over point&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-251","post","type-post","status-publish","format-standard","hentry","category-amortization-calculator"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/posts\/251","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/comments?post=251"}],"version-history":[{"count":1,"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/posts\/251\/revisions"}],"predecessor-version":[{"id":252,"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/posts\/251\/revisions\/252"}],"wp:attachment":[{"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/media?parent=251"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/categories?post=251"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bretwhissel.net\/blog\/wp-json\/wp\/v2\/tags?post=251"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}